Application Period for Section 8 Housing Reopened for a Limited Time
For the first time in 15 years, the New
Continue Reading SECTION 8 HOUSING REOPENED
Use free services to stay independent
There are plenty of free services available to seniors who want to remain living at home.
Read this Guide from Harvard Medical School to find out if any of these resources can be helpful to you or your loved ones.
Snowbirds? Consider differences in State Law
If you spend some time in New York and some time in Florida, you may wish to consult your accountant about determining your domicile (as, depending on the answer, you will owe very different taxes). You may also think about consulting with two different local attorneys regarding your estate planning, as both New York and Florida have real differences in Will execution formalities, asset and homestead protection, Health Care and Power of Attorney languages, Medicaid eligibility rules and estate taxes. Consider this non-exclusive list of differences:
Continue Reading Snowbirds? Consider differences in State Law
Can Medicaid place a lien against the apartment?
Recently someone asked me a question: if an co-op apt. is owned jointly by spouses with right of survivorship, can Medicaid enforce a lien against the estate or the decedent’s interest in the co-op when the joint owner who was a Medicaid recipient dies?
Continue Reading Can Medicaid place a lien against the apartment?
Medicare does not pay for home care!
Even though some seniors may be entitled to home care through their Medicare benefits, it may be impossible for them to receive this needed care.
And that is why most people plan for Medicaid – not because they are trying to cheat the system, but because they have no other real choice.
There is a lot of government help available for low income seniors.
This article is an invaluable resource. It lists all the various government programs that are available to senior citizens, with links to criteria and additional
Continue Reading There is a lot of government help available for low income seniors.
Is Divorce the Best Option for People Over 65?
Your parents may have had a long and relatively happy marriage. They may intend to live together until their death.
Continue Reading Is Divorce the Best Option for People Over 65?
What happens with government benefits if one gets an unexpected windfall?
There are many government programs: SSI, Medicaid, food stamps, etc. Most of these programs have thresholds for recipient’s income and
Continue Reading What happens with government benefits if one gets an unexpected windfall?
Difference between Social Security, Social Security Disability and Supplemental Security Income
There are many acronyms in government benefits. This article explains the difference between most common Social Security benefits.
Social Security